BEGIN:VCARD VERSION:2.1 N;CHARSET=utf-8:Ruschkowski;Thomas;;; FN;CHARSET=utf-8:Thomas Ruschkowski ORG;CHARSET=utf-8:; EMAIL:thomas.ruschkowski@bkkdb.de TEL;WORK;VOICE;pref:0211 9065-213 TITLE;CHARSET=utf-8:Lop-Schra 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