BEGIN:VCARD VERSION:2.1 N;CHARSET=utf-8:Klotzbach;Heiko;;; FN;CHARSET=utf-8:Heiko Klotzbach ORG;CHARSET=utf-8:; EMAIL:heiko.klotzbach@bkkdb.de TEL;WORK;VOICE;pref:0211 9065-168 TITLE;CHARSET=utf-8:Ot-Z 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